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Life Insurance Products

Education

43%* of people in the UAE say their family's health and well-being is the most important thing to them for the future.

So when's the best time to discuss protecting your family's future?

Now's good

Now's good


Futura

International Term Assurance

Wealth Accumulation Plan

SavingsPlus

Simple Life

Find out more Find out more Find out more Find out more Find out more
Benefits
Investment linked Yes No Yes Yes No
Global portability* Yes Yes Yes Yes Yes
Capital guaranteed Guaranteed sum assured, but not the investment value of the policy Guaranteed sum assured No, but enhanced death benefit if aged under 60 No Guaranteed sum assured
Regular withdrawals No N/A Yes Yes N/A
Flexible payments Yearly, half-yearly, quarterly, monthly or a single premium Monthly or Annual Yes, available at any time subject to minimum amount of USD2,500 Yearly, half-yearly, quarterly, monthly or a single premium Monthly or Annual
Currencies GBP, USD, EUR GBP, USD, EUR GBP, USD, EUR GBP, USD, EUR GBP, USD, EUR
Policy Type
Term Whole of Life 5 to 35 years Whole of Life Whole of Life 5 to 35 years
Level Term Cover Yes, with option to increase or reduce Yes N/A Life cover option available Yes
Additional cover options
Family Income Yes No No No No
Terminal illness Yes Yes N/A No Yes
Hospitalisation Yes No N/A N/A No
Critical illness option Yes Yes No No Yes
Permanent and total disability Yes Yes N/A No Yes
Accidental death Yes No N/A As part of optional Life Cover No
Premium waiver Yes Yes No Yes Yes
Who can it cover
My life Yes Yes Yes Yes Yes
My life and another Yes Yes Yes Yes No
Joint life, first death Yes Yes No Yes No
Limited offer
Offer valid from 1 July to 31 July for policies issued by 31 August 2018 Get 1% Loyalty Bonus on your new Futura policy value Get a 10% discount on new policies Get up to 3% additional allocation on new plans or top ups to an existing plan N/A N/A
Find out more Find out more Find out more Find out more Find out more

Start the conversation

Talk to a Wealth Advisor today*


Request a call back

Request a call back

Call us at your convenience


800 4320 within UAE
+971 4 224 1000 outside UAE



* Our wealth management team is available from Sunday to Thursday, 9:00am to 4:30pm. If your form is submitted outside of these times, we will call you back on the next working day.

*If your country of residence changes, you must tell us and Zurich as soon as possible, as this may impact what products and services will be available, or continue to be available, to you in accordance with applicable laws and regulations.

Not all features and benefits detailed above are covered as standard. Additional covers may increase your premiums.

All Life Insurance plans are provided and underwritten by Zurich International Life. This is only general information and does not constitute an offer to buy or sell an insurance product or service. It is also not intended to provide any insurance or financial advice. A person interested in this product should read and consider the Product Brochures, Product Summary and Benefit illustration in deciding whether to buy this product. You can ask for these documents from any of our Branches. Buying a life insurance plan is a long-term commitment. An early termination of the plan usually incurs high cost and the surrender value payable (if applicable) may be less than the total premiums paid.

Product terms and conditions, exclusions and eligibility criteria apply. The terms & conditions applicable to these products will be of Zurich International Life and HSBC will not be responsible for claims, processing or otherwise. For the avoidance of doubt, HSBC does not provide tax advice and you should seek your own external tax advice in relation to this product.



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This link may allow you to access a non - HSBC website. HSBC Bank Middle East Limited has no control over the linked website and is not liable for your use of it.

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This link may allow you to access a non - HSBC website. HSBC Bank Middle East Limited has no control over the linked website and is not liable for your use of it.

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This link may allow you to access another HSBC Group website. Please read the terms and conditions of the linked website, which may differ from the terms and conditions of HSBC Bank Middle East Limited website.